●  Reduce OPEB and Health Care Cost 
●  Take control over your Health Care Program and save $$$  
●  Reduce retiree medical costs without cutting benefits
●  Reduce active medical costs without cutting benefits

For more information:

David Barton
Shenandoah Valley Group
Inwood, WV  25428
(304) 821-2400
dbarton@svgwv.com
www.svgwv.com